One of the most common and stressful situations we can find ourselves in is quitting a job or being laid off, and then finding that it takes 3 months or longer before a suitable position comes up. When my family first arrived in Australia, it took nearly 6 months before my husband was fortunate enough to be offered a position that fit his skill sets and experience. With a four-year-old and a baby due, our savings dwindled quickly with rent, a second-hand car, and relocation expenses as we established our new lives.
One of the things I do with my clients is look after their super funds. When we get to talking about it and looking at the balance, most people have absolutely no idea how much they should have in their account. Today I want to break it down into the age categories and the figures so that you can see if you are on track. ASFA (Association of Superannuation Funds Australia) says that you need $430,000 to have a ‘comfortable’ retirement.
We don’t all get bonuses, but if we do it’s always a good day. It is pretty similar to when you get your tax back (if you do actually get tax back). What do you do with your bonus or tax? Here are my (financially responsible) tips for your bonus.
Here at Career Change Happens we believe that women can be successful in all areas of their life and this includes their finances. I have three great tips to help you reduce your Home Loan and feel good about interest rate rises.
If you’re unemployed, money is something you wish you had more of. If you’re employed, you’re continually chasing a higher paying role or trying to convince your boss that you’re worth more. Do you find that you finish paying all the bills you have only to have more pop up like a noxious weed? What role does money play in your life?
Money, money, money… they say it makes the world go around. It doesn’t bring you happiness but it sure as hell makes life a lot easier! Are you sick of the constant worry about the mounting bills versus the lack of income coming in to pay those bills? Do you feel like burying your head in the sand some days and just wishing it would go away on its own?
Some might say you’re lucky to even have a job. It’s tough out there right now and for some, finding a job has taken longer than expected. But you’re one of the lucky ones — you have a job, and love it or hate it — it’s a job that’s paying the bills. But still you’re not happy. You think you should be earning more for what you do, for how faithful you are, for how well you do your job. Is it possible to ask for a raise during a bad economy?